Appraisal clauses in Texas property insurance policies have generated years of litigation over a deceptively simple question: when the parties disagree, do they have to go to appraisal? On May 8, 2026, the Supreme Court of Texas provided its clearest answer yet. In in re ACE American Insurance Company, the Court granted mandamus relief compelling appraisal of a water-loss claim at a Dallas food-distribution warehouse, holding that potential coverage disputes do not defeat a contractual right to appraisal and that alleged insurer bad faith during adjustment does not excuse an insured from complying with an appraisal provision.

Our panelists will discuss the facts and holdings in In re ACE American Insurance Company (2026), the decision's relationship to State Farm Lloyds v. Johnson and the broader Texas appraisal framework, and the practical implications for carriers, policyholders, and practitioners navigating appraisal demands alongside extra-contractual claims. Please join us.

Speakers:   

• Jamie Cooper -- Martin, Disiere, Jefferson & Wisdom, L.L.P. (San Antonio, TX)

• Marc Gravely -- Gravely PC (Frisco, TX)