8:00 - 8:30 am

Property Loss and Business Interruption Claims Arising Out of Catastrophes
- Stephen E. Goldman, Robinson & Cole LLP
- Theresa Guertin,Saxe Doernberger & Vita, P.C.
- Stephen Pate, Cozen O’Connor (Moderator)
This panel will review the basic property loss and business interruption coverages, review how they have been applied in past catastrophes, and discuss how these coverages and the legal precedent they have spawned could become the subject of coverage disputes in the event of a cyber catastrophe.

Mind the Gaps, Please! - Will That Cyber Policy Cover Your Needs?
- John Buchanan, Covington & Burling LLP
- Judith Selby, Tittmann Weix
- Timothy Zeilman, HSB & University of Connecticut School of Law
Cyber policy forms are still far from standardized. Each cyber insurer’s wordings warrant close study to avoid gaps in protection for specific operations and risks. Particularly for catastrophic losses, recent coverage restrictions for systemic risks and widespread events may present thorny coverage issues in today’s interconnected digital economy. AI use - by both insureds and threat actors - warrants careful coordination of cyber, tech E&O, and crime coverages. And for disastrous cyber-physical losses - old-school physical harms arising from new-fangled digital perils - an off-the-shelf cyber policy may exclude bodily injury and property damage, while policies that traditionally covered physical harm may now contain cyber-related exclusions. Tread carefully!

Lunch Program, Sponsored by Stout 
Insurance Lawyers - What Do They Really Do and Can it be Your Legal Career too?
(Program will begin at 12:15 pm) Not a CLE Session
- Hon. Judge Cristina Lopez, Superior Court, Connecticut Judicial Branch
- Hon. Judge Elizabeth J. Stewart, Superior Court, Connecticut Judicial Branch
- Celia Waters, Chubb
- Laura Hanson, Meagher & Geer, PLLP, Moderator
Insurance is a critical part of how the world works. Individuals and businesses determine their risk and attempt to “cover” it by the purchase of insurance. Insurance policies are contracts. Claims occur, and insureds submit them to their insurers for payment. Disputes can arise, of course, and that leads to litigation. There are lawyers involved in all these aspects of the process. This panel will feature lawyers and Judges with experience in the private practice of law and “in-house” counsel for an insurer. They will discuss their career trajectories and describe what they do in their day-to-day practice of insurance law.

What a Disaster!: Ethical Obligations of Attorneys in the Wake of Natural Disasters, Cyber Threats, and Other Perils
- John Bonnie, Weinberg Wheeler Hudgins Gunn & Dial
- Sherilyn Pastor, McCarter & English
- Tracy Alan Saxe, Saxe Doernberger & Vita, P.C., Moderator
Lawyers are important providers of legal services when natural disasters and other perils wreak havoc on the lives of individuals and their communities.  But lawyers can just as easily be harmed by the same unfortunate events. This panel will examine the lawyer as victim of a disaster event, facing not just the expected personal challenges and consequences, but also having to meet ongoing ethical obligations to clients, the courts and the profession. We will discuss the Model Rules of Professional Conduct applicable even in the worst of times, and survey the case law involving lawyer conduct in the wake of disaster-level events that resulted in disciplinary actions by ethics regulators.